Xiaomi SU7 Deposit Refund: Loan Denial Policies & Advice
Q: Can I get a deposit refund if the financial loan is not approved?
A: Xiaomi Auto Finance partners with mainstream commercial banks including China Construction Bank, CITIC Bank, Ping An Bank, and China Merchants Bank, along with specialized auto financing institutions. If concerned about loan approval, customers can consult in-store specialists and utilize the “pre-qualification check” feature before lock-in. The deposit remains refundable before configuration lock-in, but becomes non-refundable once the order is locked. We recommend completing financial verification through official channels prior to finalizing configurations to ensure transaction security.