Xiaomi SU7 Official Financial Services vs Third-Party Options Comparison

Q: What’s the difference between Xiaomi Auto Financial Services and external institutions’ products?


A: Xiaomi Auto Financial Services is the official service brand offering secure and reliable solutions with competitive advantages:

Lower interest rates and flexible terms through authorized partners
Multiple standardized loan plans with transparent pricing
Full-process support from dedicated consultants
Streamlined digital application with minimal documentation
Rapid approval system

Non-official institutions may pose risks including:

Unverified qualification requirements
Uncertain service costs and plan transparency
Potential approval delays or service discontinuity
Risks of personnel disconnection/document loss/data leakage

Xiaomi officially recommends using their financial services to ensure financing security and optimal purchasing experience.

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